Dataset: BLS – Bank Lending Survey Statistics

Data Structure Definition: Bank Lending Survey Statistics

[ECB_BLS1 agency: ECB] Download SDMX 2.1 Data Structure Definition of the BLS Dataflow

Click on the name of the codelist to see the full list of available codes.

Cube dimensions and attributes
  Concept description Concept Codelist Usage on SDW portal
1. dimension Frequency FREQ CL_FREQ Frequency dimension: used in Dimension Filters on Data Selection, Data Table and Quick View pages.
2. dimension Reference area REF_AREA CL_AREA_EE Country codes: used in Georgraphic Area filters on Data Selection pages.
3. dimension Bank selection BANK_SELECTION CL_BANK_SELECTION
4. dimension Bank lending survey item BLS_ITEM CL_BLS_ITEM
5. dimension BLS contract counterpart BLS_COUNT CL_BLS_COUNT
6. dimension BLS counterpart motivation BLS_COUNT_DETAIL CL_BLS_COUNT_DTL
7. dimension Time horizon TIME_HORIZON CL_TIME_HORIZON
8. dimension Effect domain EFFECT_DOMAIN CL_EFFECT_DOMAIN
9. dimension Market role MARKET_ROLE CL_MARKET_ROLE
10. dimension BLS aggregation method BLS_AGG_METHOD CL_BLS_AGG_METHOD
Observation-level attribute Observation value OBS_VALUE
Observation-level attribute Observation status OBS_STATUS CL_OBS_STATUS Observation status: displayed on the Data Table and Quickview pages, downloadable in SDMX format.
Observation-level attribute Observation confidentiality OBS_CONF CL_OBS_CONF Observation confidentiality: displayed on the Data Table and Quickview pages, downloadable in SDMX format.
Observation-level attribute Pre-break observation value OBS_PRE_BREAK Observation pre-break value: displayed on the Data Table and Quickview pages, downloadable in SDMX format.
Observation-level attribute Observation comment OBS_COM Observation comment: displayed on the Data Table and Quickview pages, downloadable in SDMX format.
Time Series-level attribute Collection indicator COLLECTION CL_COLLECTION Collection attribute: used on the Data Table, Data Chart and Quick View pages, displayed on the Metadata page.
Time Series-level attribute Compiling organisation COMPILING_ORG CL_ORGANISATION
Time Series-level attribute Data dissemination organisation DISS_ORG CL_ORGANISATION
Sibling-level attribute Decimals DECIMALS CL_DECIMALS Number of decimals: used on the Data Table and Quick View pages.
Sibling-level attribute Source agency SOURCE_AGENCY CL_ORGANISATION Source Agency: displayed on the Data Table, Data Chart and Quick View pages.
Sibling-level attribute Title TITLE Short title: used in the Search and displayed on Data Selection, Metadata and Quick View pages.
Sibling-level attribute Title complement TITLE_COMPL Long title/description: used in the Search and displayed on Data Selection, Metadata and Quick View pages.
Sibling-level attribute Unit UNIT CL_UNIT Unit: displayed on the Data Table, Metadata and Quickview pages, downloadable in CSV and SDMX format.
Sibling-level attribute Unit multiplier UNIT_MULT CL_UNIT_MULT Unit Multiplier: displayed on the Data Table, Metadata and Quick View pages, downloadable in CSV and SDMX format.

Code List Description

Code Code Description
ALN Covering acute liquidity needs
APP Expanded asset purchase programme
AVEL Risk weighted assets of which Average loans
BC Impact of bank competition
BDR Bank deposit rate
BDV Bank deposit volume
BFC Impact on banks funding conditions
BFW Financial situation - ability to raise funding in wholesale markets
BICP Financial situation - ability to improve its capital position
BIP Financial situation - ability to improve its profitability
BLM Bank lending margin
BLP Financial situation - liquidity position
BLR Bank lending rate
BLV Bank lending volume
BMFC Financial situation - market financing conditions
BPRO Financial situation - profitability
BSC Impact of cost of funds and balance sheet constraints
C Manufacturing
CACR Capital constraints
CAPL Capital release
CAPR Capital ratio
CBCO Costs related to balance sheet clean-up operations
CCF Impact of consumer confidence
CDB Purchasing assets - covered bonds
CGL Capital gains/losses
CGSA Capital gains/losses out of sales of marketable assets
CMP Pressure from competition
COCR Collateral constraints
COHL Cost of holding liquidity due to negative ECB deposit facility rate
CP Impact of capital position
CPED Purchasing assets - corporate bonds denominated in euro
CPRE Capital position of which Retained earnings
CRD Impact of the introduction of the more risk-sensitive Basel II-based capital adequacy framework (Directive 2006/48/EC; CRD henceforth), via the potential impact on the bank capital position
CRE Impact of consumption expenditure (mortgage equity withdrawal)
CRQ Collateral requirements
CWB Impact of creditworthiness of borrower
CWC Impact of creditworthiness of consumers
DEPS Increased deposits from enterprises and households
DR Impact of debt refinancing/restructuring/renegotiation
DSB Purchasing assets - Domestic sovereign bonds
DSI Impact of debt securities issuance
EABH Euro area sovereign bond holdings
EAMA Purchasing assets - euro area marketable assets
EASB Purchasing assets - sovereign bonds issued by other euro area member states
EQI Impact of equity issuance
ESD Direct exposure to sovereign debt
FABS Financing via asset-backed securities
FCOB Financing via covered bonds
FCON Funding constraints (no alternative sources of financing available to your bank)
FDIF Funding difficulties (financing via financial markets only available at high prices)
FEQI Financing via equity issued
FIX Impact of fixed investment
FMC Funding mix considerations
FUBB Financing via unsecured bank bonds
FX Construction (eXcluding real estate)
G Wholesale and retail trade
GEA Impact of general economic activity
GL Granting loans
GLI Impact of general level of interest rates
HMP Impact of housing market prospects
HSV Impact of household savings
HTNX Services (H to N eXcluding financial services and real estate)
IF Impact of internal financing
IFO Impact of industry or firm specific situation
IFS Impact of internal finance out of savings
INV Impact of inventories and working capital
L Real estate
LCOL Lack of collateral
LCRE Commercial real estate
LCV Loan covenants
LD Insufficient loan demand
LE Large enterprises
LEV Level of credit standards
LEVR Leverage ratio
LIQA Total assets of which liquid assets
LIQE Holding liquidity with the Eurosystem
LME Large and medium enterprises
LNB Impact of loans from non-banks
LOB Impact of loans from other banks
LP Impact of liquidity position
LRRE Residential real estate
LTL Long-term loans
LTRO Impact of 3-year LTRO
LVR Impact of loan to value ratio
MAA Impact of mergers and acquisitions and corporate restructuring
MAL Margin on average loans
MF Impact of ability to access market financing
MFC Impact of market financing competition
MKTA Sales of marketable assets
MLTD Refinancing - substituting maturing medium to long-term debt
MRL Margin on riskier loans
MSTG Concerns about market stigma
MTY Maturity
NBC Impact of non-bank competition
NDL Financial situation - need to deleverage
NEDA Purchasing assets - non-euro denominated assets
NEMA Purchasing assets - non-euro area marketable assets
NFCO No funding constraints or comfortable liquidity position
NHC Impact of non-housing related consumption
NIC Non interest rate charges, lending
NICD Non interest rate charges, deposits
NII Net interest income
NIM Net interest margin
NPAR Non-participation in the LTRO
NPL Non-performing loan (NPL) ratio
NSMF Funding sought via ABSPP and/or CBPP
NTMG Non-traditional mortgage loans
O Overall
OF1 First other factor (see OBS_COM)
OF2 Second other factor (see OBS_COM)
OF3 Third other factor (see OBS_COM)
OFA Purchasing assets - other financial assets
OFN Other factor NO
OFY Other factor YES
OPC Bank`s operating cost
OPEN Answer to open question (see OBS_COM)
OSF Impact of other sources of finance
OSL Other loan size limits
OT1 First other factor for terms and conditions (see OBS_COM)
OT2 Second other factor for terms and conditions (see OBS_COM)
OT3 Third other factor for terms and conditions (see OBS_COM)
OTHE Other effects
PAR Participation in the LTRO
PLB Precautionary liquidity buffer
PMG Prime mortgage loans
PRAC Profitability reasons linked to attractive conditions
PRMO Precautionary motive (to secure financing given the uncertainty on financial markets)
PRT Bank`s profitability target
PSR Pressure related to supervisory or regulatory requirements
QUES A questionnaire was received from that bank (1=yes, else=no)
RCD Impact of risk on the collateral demanded
REGR Fulfilment of regulatory and supervisory requirements
RFR Impact of regulatory and fiscal regime
RLR Regulatory liquidity requirements
RMG All residential mortgage loans
RSK Perception of risk
RSKL Risk weighted assets of which Riskier loans
RTO Impact of bank`s risk tolerance
RWA Risk weighted assets
SC Secured credit
SCP Impact of securities purchases
SCW Sovereign collateral available for wholesale market transactions
SDC Impact of spending on durable consumer goods
SDWD Refinancing - substituting deposit shortfalls
SEL Substituting existing loans
SELO Refinancing - substituting other Eurosystem liquidity operations
SIBL Refinancing - substituting interbank lending
SIZE Bank size category (1=big, else=other)
SMD Refinancing - substituting maturing debt securities
SME Small- and medium-sized enterprises
ST2 Refinancing - substituting TLTRO-II funding
STD Refinancing - substituting maturing short-term debt
STL Short-term loans
SZL Size of loans
TCON Less attractive TLTRO conditions compared with market funding conditions
TOIB Impact of the 2007-08 turmoil in the credit markets
TOIL Impact of financial and sovereign debt crisis 2009 onwards
TOTA Total assets
TTRO Impact of TLTRO - refers to TLTRO I (BLS rounds 2014Q4 - 2016Q1), TLTRO II (BLS rounds 2016Q3 - 2017Q3) and TLTRO III (BLS rounds 2020Q1 onwards)
UND Currently undecided about participation
UNRR Reduction uncertainty due to fulfilment regulatory requirements
Z Not applicable