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Show/Hide section   MIR - MFI Interest Rate Statistics

 
ADMINISTRATIVE INFORMATION
  Title

MFI Interest Rate Statistics (MIR Statistics)

  Data source

Monetary financial institutions in the euro area are legally obliged to report data to their National Central Banks, which in turn report to the ECB.

  Contact email address

Statistical Information Request form

 
LEGAL AND INSTITUTIONAL ENVIRONMENT
  Legal acts and other agreements

Regulation ECB/2013/34:


https://www.ecb.europa.eu/ecb/legal/pdf/en_l_29720131107en00510072.pdf    


Regulation ECB/2014/30:


https://www.ecb.europa.eu/ecb/legal/pdf/oj_jol_2014_205_r_0007_en_txt.pdf


Guideline ECB/2014/15:


https://www.ecb.europa.eu/ecb/legal/pdf/oj_jol_2014_340_r_0001_en_txt.pdf


Council regulation (EC) No 2533/98 of 23 November 1998 concerning the collection of statistical information by the European Central Bank: 


https://www.ecb.europa.eu/ecb/legal/pdf/oj_jol_2014_340_r_0001_en_txt.pdf


ECB legal framework:


https://www.ecb.europa.eu/ecb/legal/1005/1021/html/index.en.html

 
SCOPE
  Data presentation - Summary description

Statistics on interest rates applied by monetary financial institutions (except central banks and money market funds) to deposits and loans vis-á-vis households and non-financial corporations, both for New Business and Outstanding Amounts.

  Data presentation - Detailed description

Interest rates and corresponding volumes on: Deposits with MFIs from households, Deposits with MFIs from non-financial corporations, Loans granted by MFIs to households, Loans granted by MFIs to non-financial corporations.

  Reference area coverage

Euro area Member States

  Sector coverage

MFI sector vis-à-vis households (including non-profit institutions serving households) and non-financial corporations.

 
METHODOLOGICAL INFORMATION
  Source data type

Sources of weights: for the aggregation of interest rates within each instrument category, the respective business volumes are used as weights. To calculate an individual institution"s aggregate interest rate per instrument category, the volumes of each contract within that instrument category are used as weights.


Nature of weights: weighted averages

  Time period

Months from January 2003 to ongoing

  Base period

No base period

  Frequency of data collection

Monthly

  Classification system

ESA2010

  Statistical unit

For interest rates: percent per annum


For business volumes: national currency

  Accounting conventions

For Oustanding amounts: stocks and interest rates observed at end of month (exceptionally period averages for implicit rates)


For New business: all new agreements on interest rates, including renegotiations of existing agreements, as agreed on during the course of one month

  Valuation

For Interest rates: annualized agreed rate (AAR), or narrowly defined effective rate (NDER)


For Stocks: book value or volumes agreed on (in the case of new business)

 
STATISTICAL PROCESSING
  Data validation

Verification of processing

  Data revision - policy

Revisions are taken on board to improve data quality, as and when they occur.

  Data revision - practice

Permanent

 
QUALITY
  Quality management

Logical and plausibility checking

 
DISSEMINATION
  Release policy - release calendar

Release calendar schedule on the ECB"s website:


https://www.ecb.europa.eu/press/calendars/statscal/html/index.en.html

  Dissemination format - news release

For the MIR press release on the ECB"s website, see: 


https://www.ecb.europa.eu/press/pr/stats/mfi/html/index.en.html

  Dissemination format - other formats

For the main page of MIR statistics on the ECB"s website, see:


https://www.ecb.europa.eu/stats/financial_markets_and_interest_rates/bank_interest_rates/mfi_interest_rates/html/index.en.html

  Documentation on methodology

MFI Interest Rate Statistics Manual:


https://www.ecb.europa.eu/pub/pdf/other/manualonmfiinterestratestatistics_201701.en.pdf?758381975fe1d761d11d244659fd7ee4 


Cost of borrowing indicators methodology:


https://www.ecb.europa.eu/stats/pdf/MIR-Costofborrowingindicators-methodologicalnote.pdf?8728f90f2d44cb441a687bfb1b29a0eb

  Methodology - Advance notice

Major conceptual / methodological changes take place at large intervals (minimum 5 years) and are explained, at the latest with the revised statistics.

 
MISCELLANEOUS
  Metadata last update 13/DEC/2018 11:38:19

Show/Hide section   Series Level

MFI Interest Rate Statistics
Show/Hide section   MIR : Search result for MIR.M.DE.B.A2C.I.R.A.2250.EUR.N

Title Complement Germany, Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER), Credit and other institutions (MFI except MMFs and central banks) reporting sector - Lending for house purchase excluding revolving loans and overdrafts, convenience and extended credit card debt, Over 1 and up to 5 years initial rate fixation, New business coverage, Households and non-profit institutions serving households (S.14 and S.15) sector, denominated in Euro
Series Key MIR.M.DE.B.A2C.I.R.A.2250.EUR.N
ECB Last update 2019-07-31 10:00:01.0
Unit Percent per annum
Reference area Germany (DE)
Decimals Four (4)
Collection indicator Average of observations through period (A)
Source agency Deutsche Bundesbank (Germany) (DE2)
Title Bank interest rates - loans to households for house purchase with an IRF period of over one & up to five years (new business) - Germany
Frequency Monthly