Firm size (SAFE) (6)
3. dimension
All
All firm sizes (78904)
Large firms (19877)
Medium-sized firms (20027)
Micro firms (20027)
Small and medium-sized enterprises (30639)
Small firms (20027)
Firm economic activity (SAFE) (5)
4. dimension
All
All sectors (131393)
Construction sector (14527)
Industry sector (14527)
Services sector [excluding trade] (14527)
Trade sector (14527)
Firm turnover (SAFE) (1)
5. dimension
All turnover breakdowns included (189501)
Firm age (SAFE) (6)
6. dimension
All
All ages included (116921)
Created 10 years ago or more (14516)
Created between 5 and 9 years ago (14516)
Created between 2 and 4 years ago (14516)
Created less than 2 years ago (14516)
Do not know firm age/No answer (14516)
Firm other breakdowns (ownership, export) (SAFE) (1)
7. dimension
All types of ownership, all export classes included (189501)
SAFE question (38)
8. dimension
All
D0. Characteristics of the firm - country of residence (1561)
D1. Characteristics of the firm - size (655)
D2. Characteristics of the firm - autonomous (1001)
D2A. Location of the parent company (1001)
D3. Characteristics of the firm - main activity (682)
D4. Characteristics of the firm - turnover (1430)
D5. Characteristics of the firm - age (726)
D6. Characteristics of the firm - ownership (1287)
D6B. Characteristics of the firm - gender (710)
D7. Percentage of export in total turnover (1001)
Financing gap (429)
Financing obstacles - broad definition (880)
Q0. Most pressing problem (1430)
Q0b. Pressingness of problems that the firm is facing (14014)
Q1. New developments in the firm (2860)
Q10. Financing applied - conditions (6006)
Q11. External financing - factors (13728)
Q12. Loan size (670)
Q14. Loan purpose (5680)
Q16. Growth of the firm (4290)
Q17. Turnover growth - expectations (1001)
Q19. Confidence in negotiations (3146)
Q2. Firm income generation indicators (12291)
Q20. Financing growth - instruments (1143)
Q21. Financing growth - amount (1286)
Q22. Financing growth - the most important limitation (3844)
Q23. External financing - expectations (19305)
Q24. Importance of factors in the future financing of the firm (12012)
Q32. Most important reason for bank loans being not relevant (1430)
Q4. Financing structure (15432)
Q5. External financing - needs (17160)
Q6. External financing - impact (8520)
Q6A. Purpose of financing (4290)
Q7A. Financing applied (4004)
Q7B. Financing applied - outcome (5720)
Q8A. Size of the last bank loan obtained in the last 6 months (1144)
Q8B. Interest rate charged for the credit line or bank overdraft (572)
Q9. Financing applied - availability (17160)
SAFE question related item (78)
9. dimension
All
Level of interest rates (1001)
Level of the cost of financing other than interest rates (charges, fees, commisions) (1001)
Available size of loan or credit line (1001)
Available maturity of the loan (1001)
Collateral requirements (1001)
Other terms and conditions of the bank financing, e.g. loan covenants, required guarantees, information requirements, procedures, time required for loan approval (1001)
General economic outlook, to obtain external financing (1001)
Access to public financial support including guarantees (2145)
Your firm-specific outlook (1001)
Your firm own capital (1001)
Your firm credit history (2145)
Willingness of banks to provide credit (2145)
Willingness of business partners to provide trade credit (2145)
Willingness of investors to invest in your enterprise (2145)
In terms of employment regarding the number of full time or full-time equivalent employees (2145)
In terms of turnover (2145)
With banks (1573)
With equity investors/ venture capital firms (1573)
A new or significantly improved product or service to the market (715)
A new or significantly improved production process or method (715)
A new organisation of management (715)
A new way of selling your goods or services (715)
Bank or other loan (1278)
Equity investment or mezzanine (1136)
Guarantees for loans (2002)
Measures to facilitate equity investments (2002)
Export credits or guarantees (2002)
Tax incentives (2002)
Business support services (2002)
Making existing public measures easier to obtain (2002)
Turnover (1001)
Labour cost (including social contributions) (1001)
Other costs influencing income generation (e.g. materials, energy, other) (1001)
Interest expenses (2145)
Profit (1001)
Profit margin (994)
Fixed investment (1001)
Inventories and working capital (2H) (1001)
Number of employees (1001)
Debt compared to assets (2145)
Fixed Investment (6A) (2130)
Inventories and working capital (6B) (2130)
Availability of internal funds (2130)
Mergers and acquisitions and corporate restructuring (2130)
Fixed Investment (6_1) (715)
Inventories and working capital (6_2) (715)
Hiring and training of employees (715)
Developing and launching new products or services (715)
Refinancing or paying off obligations (715)
Bank loan (10230)
Debt securities issued (7579)
Equity investments in your firm (7579)
Factoring (1144)
Grants or subsidised bank loan (1144)
Internal funds (retained earnings or sale of assets) (3289)
Leasing or hire-purchase (7579)
Leasing or hire-purchase or factoring (1144)
Other loans (7579)
Other types of financing n.e.i. (10230)
Credit line, bank overdraft or credit cards overdraft (10230)
Subordinated loans, participating loans, preferred stocks or similar financing instruments (852)
Trade credit (10230)
Did not use external financing (852)
Working capital (710)
Land/buildings or Equipment/vehicles (710)
Research and development or intellectual property (710)
Promotion (710)
Staff training (710)
Buying another business (710)
Other (3427)
Do not know (710)
Finding customers (2002)
Competition (2002)
Access to finance (2002)
Costs of production or labour (2002)
Availability of skilled staff or experienced managers (2002)
Regulation (2002)
Not applicable (20589)
SAFE answer (121)
10. dimension
All
Austria (75)
Not autonomous (subsidiary or branch) (143)
Autonomous firm (143)
Subsidiary (143)
Branch (143)
Belgium (75)
Construction sector (99)
The same country (143)
Different country in the euro area (143)
Different country in EU member state not belonging to euro area (changing composition) (143)
Different country outside EU (143)
Cyprus (75)
Turnover of up to 2 million euros (143)
Turnover of more than 2 million and up to 10 million euros (143)
Turnover of more than 10 million and up to 50 million euros (143)
Turnover of more than 50 million euros (143)
Turnover of up to 500 thousand euros (143)
Turnover of more than 500 thousand and up to 1 million euros (143)
Turnover of more than 1 million and up to 2 million euros (143)
Germany (60)
Created 10 years ago or more (88)
Created between 5 and 9 years ago (88)
Created between 2 and 4 years ago (88)
Created less than 2 years ago (88)
Estonia (75)
Spain (60)
0% - no export of goods and services (143)
Less than 25% (143)
Between 25% and 50% (143)
Over 50% (143)
Ownership listed on the stock market (143)
Ownership family or entrepreneurs (143)
Ownership other firms or business associates (143)
Ownership venture capital firms or business angels (143)
Ownership a natural person, one owner only (143)
Finland (75)
France (60)
Male (142)
Female (142)
Greece (75)
Yes (2280)
No (2280)
Industry sector (99)
Ireland (75)
Italy (60)
Level 1 out of 10, not at all (1859)
Level 10 out of 10, extreme (1859)
Level 2 out of 10 (1859)
Level 3 out of 10 (1859)
Level 4 out of 10 (1859)
Level 5 out of 10 (1859)
Level 6 out of 10 (1859)
Level 7 out of 10 (1859)
Level 8 out of 10 (1859)
Level 9 out of 10 (1859)
Large firms (60)
Luxembourg (75)
Over 20% per year (715)
Less than 20% per year (715)
No growth (715)
Got smaller or will become smaller (715)
Medium-sized firms (83)
Micro firms (83)
Malta (75)
Increased, improved or will improve (12718)
Remained unchanged or will remain unchanged (12718)
Decreased, deteriorated or will deteriorate (12718)
Not applicable to the firm (7716)
Other (999)
Do not know (23728)
Relevant but do not know if used (1716)
Netherlands (75)
Net (increased minus decreased responses) (12718)
Total (51636)
Finding customers (143)
Competition (143)
Access to finance (143)
Costs of production or labour (143)
Availability of skilled staff or experienced managers (143)
Regulation (143)
Portugal (75)
Applied (572)
Did not apply because of possible rejection (572)
Did not apply because of sufficient internal funds (572)
Did not apply for other reasons (572)
Services sector [excluding trade] (99)
Applied and got everything (572)
Applied but only got part of it (572)
Applied but refused because cost too high (748)
Applied but was rejected (748)
Applied and got most of it (572)
Applied but only got a limited part of it (748)
Application is still pending (572)
Slovenia (75)
Slovakia (75)
Small and medium-sized enterprises (60)
Small firms (83)
Trade sector (99)
Euro area countries except Germany, France, Italy and Spain (60)
Used (2858)
Did not use but relevant (2858)
Relevant (1716)
There are no obstacles (427)
Insufficient collateral or guarantee (428)
Interest rates or price too high (570)
Reduced control over the firm (570)
Financing not available at all (427)
Too much paper work (286)
No bank loans available (143)
No need for this type of financing (143)
Bank loan (143)
Loan from other sources (143)
Equity investment (143)
Subordinated loans, participating loans, preferred stocks or similar financing instruments (142)
We did not take a loan (67)
Up to EUR 25,000 (353)
More than EUR 25,000 and up to EUR 100,000 (353)
100 000 - 1 million euros (209)
Over EUR 1 million (353)
More than EUR 100,000 and up to EUR 250,000 (353)
More than EUR 250,000 and up to EUR 1 million (353)
SAFE filter - applicable answer (2)
11. dimension
All
Including not applicable responses (149632)
Excluding not applicable responses (39869)
Denomination in SAFE context (5)
12. dimension
All
Unweighted number of responses (24498)
Weighted average (2145)
Weighted median (143)
Weighted number of responses (24674)
Weighted percentage of responses (138041)